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Calculators found: 32
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Time and breaks
Decimal hours converterConvert hours and minutes to decimal hours and back.
Time card calculatorAdd dated shifts, deduct unpaid breaks and total your paid work hours. Check overnight entries and export a private CSV on your device.
Break time calculatorCalculate elapsed work time, paid breaks, unpaid breaks and payable hours for a shift, including overnight shifts.
Pay and premiums
Pay periods and schedules
Rotating shift pattern plannerPlan a repeating shift pattern, such as 2 on and 2 off, with a free calendar and schedule list.
Biweekly pay calculatorEstimate gross pay over two weeks using separate weekly hours and overtime rates. See each week and your period total before deductions.
Gross paycheck estimateEstimate gross earnings from hours, overtime and multiple extras. Add known deductions for an illustrative amount; taxes are not calculated.
Taxes and prices
VAT calculatorAdd VAT to a net price or extract VAT from an inclusive total. See the net, tax and gross amounts, with formulas and rounding examples.
Sales tax calculatorEstimate sales tax and the checkout total using a rate you enter. Reverse an inclusive price and understand taxable-base and rounding limits.
Interest and saving
Simple interest calculatorCalculate simple interest on an unchanged principal, with a clear annual-rate formula. Compare interest earned with the final total and compounding.
Compound interest calculatorModel a starting balance, regular contributions and a chosen compounding rate. Separate money contributed from illustrative investment growth.
Savings goal calculatorWork backwards from a savings target and deadline to an estimated monthly contribution. Include an opening balance and a chosen growth assumption.
Inflation calculatorModel future prices and today’s purchasing power using a rate you choose. See a worked compound-inflation example without a live CPI claim.
Effective annual rate calculatorConvert a nominal annual rate and compounding frequency into an effective annual rate. Compare compounding without confusing the result with APR.
CAGR calculatorCalculate the equivalent annual growth rate between two positive values. Learn why CAGR does not describe volatility or account for added cash flows.
Emergency fund calculatorMultiply essential monthly costs by a coverage period you choose. Compare the target with savings actually available and see the remaining gap.
Percentage change calculatorFind absolute and percentage change from a positive starting value. Follow increases, decreases and percentage-point examples with a clear baseline.
Investment fee impact calculatorCompare two assumed asset fees against a no-fee scenario with identical gross growth and contributions. See charged fees and the change in ending balance.
Borrowing
Loan repayment calculatorEstimate a fixed-rate loan payment, total interest and repayment schedule. Understand principal, declining balances, zero interest and rounding.
Mortgage payment calculatorEstimate fixed-rate mortgage principal and interest. Separate the loan payment from property tax, insurance, fees and other housing costs.
Loan overpayment calculatorCompare a fixed-rate repayment schedule with regular extra principal payments. Estimate months saved and interest reduction before contractual fees.
Loan comparison calculatorCompare two fixed-rate loan scenarios side by side. See monthly payments, repayment length and total interest while keeping fees and APR separate.
Credit card payoff calculatorEstimate payoff time for one card balance and a fixed monthly payment. See interest, the final payment and why daily lender calculations can differ.
Debt payoff strategy calculatorCompare highest-rate and smallest-balance repayment with the same monthly budget. See payoff time, interest and transparent fixed-minimum assumptions.
Financial independence
FIRE calculatorExplore a financial-independence timeline using current assets, savings, spending and chosen real-return and withdrawal assumptions. No success guarantee.
Coast FIRE calculatorDiscount a future financial-independence target to an amount invested today. Understand the no-new-contributions assumption and real-return sensitivity.
Financial independence numberConvert the annual spending gap you want investments to cover into a portfolio target. Compare withdrawal assumptions without treating them as guarantees.
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Choose the right tool
Use work hours to count time, shift pay for one estimated gross amount, or overtime pay to model an agreed multiplier. These tools do not determine the rules that apply to your job.
Results are estimates before tax. Rules and actual pay vary with your contract, location, payroll and deductions. About these estimates.